Landsker Community Credit Union Ltd offers savings and loans to those who live or work in west Carmarthenshire and Pembrokeshire.

Tom instigated the establishment of the Landsker Credit Union in Sept 2000. Through his role as a community councillor he has encouraged others to get involved and take an interest in establishing other credit unions in the area further promoting the union’s ethos. Tom has overcome many obstacles working relentlessly to secure funding to make the union a success. As chairman he continues to inspire and encourage through his tenacity, perseverance and determination to succeed in the face of apathy. With over 500 members the union is on the brink of becoming a viable business after starting with just 28 clients five years earlier. Colleagues say without Tom’s optimism and dedication many of them would have given up years ago. He is a shining example of involvement in voluntary work, leads from the front and always remains cheerful despite the many frustrations and disappointments the union faces trying to spread its message.